Meet Our Team

What Our Clients & Partners Say…

What Clients Are Saying

Mr. Gracia was excellent. I couldn’t have worked with anyone better. He always answered my calls, extremely helpful throughout the entire process. I highly recommend him if you are looking to refinance or need a loan.
-Erich Karle

Outstanding customer service!! Zahami was very knowledgeable and helpful. He did an amazing job finding a great loan rate and kept us informed throughout the entire process! We highly recommend Zahami and Coastal Pacific Lending.
-Sherrie Ward

I highly recommend Coastal Pacific Lending (Zahami Gracia), they provide great rates and someone you can trust. They funded my loan quickly and walked me through the loan process. Good service and someone you can trust.
-Luis Jauregui

Zahami and staff were amazing! Our home loan process was flawless. Love working with an honest trustworthy group of people. Thank you!!!
-Chad Harris

Zahami is amazing to work with. He responds quickly to requests, is very knowledgeable about the various products that may apply to your situation, and he makes sure to find what works best for you. We would highly recommend working with him and look forward to sending all of our deals his way.
-Natosha at NAKI Real Estate Solutions

Dealing with Zahami Gracia has always been a pleasure. I have worked with him and Coastal Pacific Lending on numerous occasions. He is always a top notch professional. He and his team are friendly, attentive and knowledgable. I highly recommend him and his team for any of your lending needs.
-Carlos Toro

It was a pleasure working with Mr Gracia on my Home loan. He kept me informed daily and was very attentive to answer any questions I had. I definitely will recommend Mr Gracia to all my family , friends and colleagues who may be in need of a home loan,reverse mortgage or refi.
-Hugo Grimaldo

Working with Coastal Pacific Lending and Zahami Gracia for my refinancing was a very pleasurable experience! They went above and beyond to care of my needs. They are very knowledgeable and professional, but at the same time make you feel like they care! Five star all the way!
-Todd Jackson

My Loan Officer Zahami Gracia was able to help me get my loan closed in 9 days. I was able to lower my rate and also my term and cash out. I am grateful for how easy the process was. As I also work in the industry and always see issues I was glad to see we had no delays with my loan. Clean and simple process. Thank you Zahami.
-Jorge Picos

We used Zahami to do a refi in 2020. It was so easy. We were able to do everything online, except the final docs which required a Notary. The process moved along very quickly. Zahami is awesome to work him. I found him to be efficient and very professional.
-JoAnne Sims

Mr. Zahami Gracia helped me tremendously refinancing my home loan and putting cash in my pocket which allowed me to finish a few remodeling projects. Zahami walked me through the process and explained everything throughly. He was always available to answer any and all questions that I had during the process. He offered different options, explained the pros and cons of each, and allowed me to make an informed decision without any pressure. I highly recommend working with Zahami. He was very comforting during a stressful time for me and my family.
-Joe Lapastora

Appreciate the service provided by Zahami Gracia. His speed and efficiency was second to none. Highly recommend his services
-Basilio Castillo

Working with Zahami has been such a great experience over the last few years. We have done multiple refinances with him and I am always impressed at how quickly he works and the rates he can get us. He is thorough and answers any questions you may have very fast. When we stumbled upon him, we were in the middle of a refinance that had already been going on for 3 months with no close date in sight. We were just another number to that loan company. He got us in and we closed in less than 40 or so days. Zahami has honestly become a friend over the years and I recommend him to everyone looking to refinance their home. You really won’t regret giving him a call.
-Taylor Haigler

I have worked with Zahami on different loans, including refinancing and home purchase. He is very responsive, takes time to explain everything, and has always looked for my best interests. He has always taken the time to understand my goals and overall financial picture–instead of just trying to sell me a particular loan product. Not to mention that he has always helped me get great rates. I would highly recommend and have recommended him to friends and family.
-Steven Bolanos

Working with Zahami and Coastal Pacific was a wonderful experience. Zahami has a great selection of lenders to make sure he gets you and your family the best deal out there. He was extremely knowledgeable about his business. The process was quick and painless. We have since referred Zahami to multiple friends. He has always done them right. If the product doesn’t work for them then he is honest and tells you. He won’t just do a deal to make money for himself. He is the kind of guy you would want doing a deal for you or a family member. He will never stir them in the wrong direction.
-Puppy Champions

Looking for a mortgage? Look no further, than Zahami Gracia! He made the process as smooth and stress-free as possible. Super responsive and on top of everything from the first day till it closes, so you can rest assured that your mortgage experience will be a breeze. He handled every loan of mine from purchases to taking money out of a house. He made things simple and not confusing and honest so you know what your getting. Thank you
-Herbert Gracia

I have worked with The Gracia Team on two separate occasions and each time Zahami and his team provided FIRST CLASS service. He is extremely knowledgeable, efficient, and thorough. The Gracia Team helped me save a significant amount of money and made it a breeze! I could not ask for a better partner to assist with my real estate transactions and very highly recommend!!
-Jaimee Jones

First time home buying is a scary (terrifying to be frank) experience with all that is involved in the process. Mr. Gracia took care of me from start finish. He was patient, despite the fact I was likely bothersome with a bombardment of constant questions a first time home buyer, some not even pertaining to his exact business. But he still helped me and guided me in the right direction, even if he himself wasn’t able to assist me directly. To make things even more complicated, I was an out of state home buyer which requires even more patience and coordination! He handled my process with patience, treated me (even as first timer) with respect and dignity that made me feel confident in my decision to not only invest in real estate, but utilize him on my real estate venture.

In 2019 Zahami did a wonderful job on our home refinance loan. His knowledge, efficiency, experience and expertise were essential in meeting our goals and overall requirements for the loan. We greatly appreciated Zahami patience and assistance throughout the complete loan process, with items such as current rates, consolidation, and future loan possibilities. Zahami has kept an open dialogue since completion of our refinance, answering any questions or concerns we’ve had. This has prompted us to contact him for another loan requirement on an additional property. We would highly recommend Zahami services to all of our family and friends.
-Serina Alex

Submit Your Review!

I’d love to hear from you! Use this form to send over details about your experience with me.

A Variety of Ways to Get in Touch…

Contact Form

  • This field is for validation purposes and should be left unchanged.

Get Your mortgage rate Quote

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I want my free mortgage rate quote