the gracia team

Your Trusted Partner for Mortgages, Loans, and Financial Solutions

Offering personalized services in Arizona, California, Colorado, Florida, Idaho, Minnesota, Oregon, Tennessee, Washington, Virginia & Texas

About Us

Introduction to the gracia team

Welcome to West Capital Lending, where we specialize in helping you achieve your financial dreams. Whether you're looking for a mortgage, a home equity line of credit (HELOC), or specialized loan programs, Zahami Gracia and our team are here to provide you with the best solutions tailored to your needs.

Our Services

Services we provide

Home Purchases & Refinances

Secure the best mortgage rates for residential, investment, and commercial properties.

Special Programs

Explore our unique offerings like Down Payment Assistance Loans, CalHFA, and Manufactured USDA Loans.

Loan Products & Programs

From FHA and VA loans to conventional and non-QM loans, we have options to fit every situation.

Market Trends & Insights

Stay informed with the latest market trends and how they impact your financial decisions.

Get started today by contacting us for a free consultation!

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what our clients have to say

faq

Frequently Asked Questions

What types of loans do you offer?

We offer a wide range of loans including FHA, VA, conventional, non-QM, HELOCs, and more.

How quickly can I get approved for a loan?

Our streamlined process allows for approval and funding in as little as 5 days.

What are the requirements to qualify for a loan?

Requirements vary by loan type, but generally include a credit score of 640 or higher for HELOCs and 700 or higher for other loan products.

Do you offer services in my state?

We offer services in Arizona, California, Colorado, Florida, Idaho, Minnesota, Mississippi, New Mexico, Oregon, Tennessee, Texas, Virgina and Washington.

How can I get started?

Contact us today for a free consultation. Our team is ready to assist you with your mortgage and lending needs.