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Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. This is not an offer or extension of credit or a commitment to lend. All loan programs are subject to the specific lender's underwriting guidelines and available loan terms. Approvals may be subject to appraisals and other documentation requirements. Please contact (949)774-2204 to determine eligibility. The information on this site is no intended for consumers of any other state. To determine broker or loan originator eligibility, please visit www.nmlsconsumeraccess.org. The Loan Originator named in this advertisement is licensed in the following states only: Arizona, Alabama, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Iowa, Idaho, Kansa, Kentucky, Main, Minnesota, Missouri, Michigan, New Hampshire, New Mexico, Ohio, Oregon, Oklahoma, Pennsylvania, south dakota, Texas, Tennessee, Virginia, Washington & Wisconsin

Our Services

Comprehensive Financial Services Tailored to Your Needs

Services

Home Purchases & Refinances

Secure mortgage rates for your residential, investment, or commercial property. Our refinancing options help you lower your monthly payments or cash out equity when needed.

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Services

Special Programs

  • Down Payment Assistance Loans: Helping you afford your dream home with ease.
  • CalHFA: Specialized programs for first-time homebuyers in California.
  • Manufactured USDA Loans: Affordable financing options for manufactured homes.
  • ITIN DSCR Loans: Tailored solutions for individuals with ITINs.
  • 3-2-1 Buydown Programs: Lower your initial mortgage payments.
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Services

Loan Products & Programs

  • Conventional Loans
  • Government Loans (FHA, VA)
  • Non-QM Loans
  • 12-month & 24-month Bank Statement Programs
  • DSCR Purchase, Cash Out, and Seconds
  • Commercial Loans
  • Bridge Loans
  • Condotel Construction Loans
  • Hard Money Loans
  • Fix & Flip / Rehab Loans
  • HELOCs and HELOAN
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faq

Frequently Asked Questions

What services do you offer?

We offer a variety of services including home purchases and refinances, special loan programs, and various loan products.

What loan products are available?

Our loan products include conventional loans, government loans (FHA, VA), non-QM loans, HELOCs, and more.

Do you have special programs?

Yes, we offer special programs such as Down Payment Assistance Loans, CalHFA, Manufactured USDA Loans, ITIN DSCR Loans, and 3-2-1 Buydown Programs.

How can I apply for a loan?

You can apply for a loan by contacting us through our website, phone, or email. We offer a free consultation to get you started.

What are the benefits of choosing West Capital Lending?

We provide personalized service, competitive rates, and a wide range of loan options tailored to your needs.