About The gracia team

 
 
 
 
  
 
Excellent5.097 reviews
 
5.0
 
Excellent97 reviews
 
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 Posted on Google  
 
  
 
 
 Bill Bensman 
 
1 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Great company to get a loan through, very helpful with every question I had and talked me though it step by step until it was completed
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Christina H 
 
23 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
I had a very pleasant experience working with Zahami and Tyler.  Tyler was very informative and took his time on the phone with me to explore the best option for me.   He thoroughly answered all of my questions and made the entire process as smooth as possible.  I was able to get through the entire process and approved in one day.  I will definitely be a repeat customer and couldn’t recommend a better duo to help you with your needs!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Remy Fromm 
 
4 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Zahami was awesome to work with!  Extremely knowledgeable and works fast to get the process started.  Thank you Zaharia!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 James Needham 
 
2 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
I was in such a panic going through the process of trying to get a traditional HELOC. I have lots of credit card debt. It was desperately trying to stop the bleeding. I’m so glad Gracia found me. Tyler was great to work with the process was easy and the money was funded Expediently. Thank you, Tyler and the Gracia team.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Koa McKiernan 
 
23 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
★★★★★
I cannot say enough wonderful things about Zahami Gracia with West Capital Lending, Inc. From the very beginning, Zahami was professional, knowledgeable, informative, and incredibly responsive. He provided amazing and immediate assistance whenever we had questions and was always there to guide us through every step of the process.
We truly appreciated how clearly he explained everything and how much time and effort he put into helping us successfully navigate both our HELOC loan and DSCR loan. He made what could have been a stressful and complicated process feel smooth, organized, and manageable.
What stood out most was that Zahami genuinely cared about helping us. He was always available when we needed assistance, kept us informed, and went above and beyond from start to finish.
We are extremely grateful for all of his hard work, patience, professionalism, and dedication. Thank you, Zahami, for being there every step of the way and for making such a positive difference in our lending experience! We would absolutely recommend him and West Capital Lending to anyone looking for knowledgeable and exceptional service.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Toni Wilkinson 
 
8 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Incredibly fast, easy, honest and just nice people to work with. I recommend this company to anyone. Seriously the easiest most hassle free system that they use. Amazing!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Nicholas Main 
 
17 June 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
I had a great experience working with Zahami and his team. Everything was really simple and smooth and would highly recommend their services!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 robert minturn 
 
15 June 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Working with Zahami Gracia and his team on my refinance was a great experience from start to finish. Refinancing can feel overwhelming at times, but they made the process straightforward and easy to understand. Whenever I had questions, someone was quick to respond, and I never felt like I was being left in the dark.

What I appreciated most was how patient and knowledgeable the team was. They took the time to explain my options, walk me through each step, and make sure I was comfortable with the decisions being made. Their communication was consistent, and I always knew where things stood.

They also moved everything along much faster than I expected, and we were able to close quickly without any surprises. I'm grateful for all their help and would absolutely recommend Zahami and his team to anyone looking to refinance.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Lyn Ramsey 
 
30 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Zahami and his team were absolutely fantastic to work with. From start to finish they were extremely knowledgeable and professional. They took time to answer every single question I had throughly. Highly recommended.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Clasina Mcnabb 
 
31 March 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Ok let me just explain how this team changed my life. I was living paycheck to paycheck, had a huge car loan, bills, then I changed jobs. I didn’t get paid for a couple month because of some transitioning issues from one job to the next. I got credit cards to make it through and a personal loan out of desperation at 125% interest rate. I was living paycheck to paycheck, spending within hundreds of what I made on bills every month and borrowing money from my mom just to eat and get gas. It was a no end situation as I was just paying the minimum on my credit cards and couldn’t keep my head above water. I had a low credit score and a bankruptcy that was discharged one year earlier. I inquired on the internet for a cash out refinance because I had a lot of equity in my home. Even with a larger house payment consolidating all that debt would free up thousands of dollars a month to live off of. Well companies started calling me. Dozens and I’d run down the list of my credit score the value of my house my bankruptcy and one after another I got oh no sorry we can help you. Until Mr. Gracia called and he said I’m gonna help you. That’s what I do. Well he did. The whole process was daunting but he stayed in close contact with me and walked me through every single step and obstacle. I paid off all my debt with money left over and he even got me an extra 50,000$ I asked for for reserves to have in my bank. More than that total came back to me after all debt was consolidated. I don’t have a car payment, I don’t have interest charges from credit cards chasing me down every month. I don’t have that desperate loan. I have  tons of cash to do what I want with including some renovations on my home. This is life changing for me. Mr. Gracia is honest and told me everything up front as it happened. He took extra steps to make sure I got the loan when obstacles arose, working late and on weekends. This man is golden in my book. I appreciate him and he was an angel sent to me when my back was against the wall. Every loan I do in the future will be through him. I will tell my story to let others know, when everyone else is telling you no Mr. Gracia and his team will find a way if they can,. My warmest regards to him and his team. Thank you.